Nexus Identity Solutions Limited

Nafsi — Identity Verification Platform

Verify customers.
Reduce friction.
Stay compliant.

One identity verification platform for KYC, biometrics, document authentication and AML screening — built for African financial institutions and digital businesses that need to verify customers remotely.

Get Started See Capabilities Also try Hawi Free

Nafsi Identity Verification Flow

Document Capture

User submits National ID, Passport or other document via API or mobile SDK

Document Authentication

Nafsi verifies authenticity, extracts data, and checks against government registries

Biometric Liveness Check

Face verification with liveness detection confirms person matches document

AML Screening

Automated adverse media and sanctions check — same corpus powering Hawi

Verification Result

Structured JSON response with status, confidence score, and audit trail

Sample API Response

{
  "status": "VERIFIED",
  "confidence": 0.98,
  "document_type": "NATIONAL_ID",
  "aml_status": "CLEAR",
  "sanctions_at": "2026-06-09T14:24Z"
}

Capabilities

Digital KYC and identity verification
in one platform

Nafsi is built for the realities of Kenya's identity ecosystem — national IDs, biometric data, and the KYC requirements of CBK-, IRA- and SASRA-regulated institutions.

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Digital Identity Verification

National ID, Passport, Alien ID, and other government-issued documents. Machine-readable zone extraction and authenticity checks.

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KYC Verification

Individual customer due diligence for onboarding. Designed to support auditable customer due diligence workflows and CBK compliance requirements.

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Business Verification (KYB)

Company registration verification, director checks, and beneficial ownership identification for institutional onboarding.

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Face Verification

Match a live selfie against the document photo. Powered by AI facial recognition, optimised for African document and face types.

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Liveness Detection

Prevent spoofing with active and passive liveness checks. Confirms the user is a real, live person — not a photo or mask.

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Document Authentication

Verify document integrity, detect tampering, and authenticate security features. Supports a wide range of Kenya and East Africa document types.

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AML & Sanctions Screening

Integrated adverse media and sanctions screening from the same 258,823+ record corpus powering Hawi. Refreshed every 30 minutes.

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Enterprise REST API

Single REST API for all verification flows. SDK support for iOS, Android, and web. Fast integration with existing onboarding systems.

Use Cases

KYC for banks, lenders, fintechs and PSPs

Nafsi supports the KYC and AML requirements of Kenya's regulated sectors — from CBK customer due diligence to IRA policyholder verification — with remote identity verification built for high-volume onboarding.

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Banks & Digital Lenders

Automate customer onboarding with full KYC — document verification, biometric liveness, and AML screening — in a single API call. Supports CBK customer due diligence requirements.

Supports CBK customer due diligence
Account opening KYC automation
Re-verification for dormant accounts
Director & UBO verification

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Fintechs & Mobile Money

Fast, mobile-first identity verification for fintech onboarding flows. Integrate via API or SDK into your existing app in hours, not weeks.

Mobile SDK for iOS & Android
Fast, mobile-first verification
Tiered KYC for different risk levels
Sanctions screening at onboarding

🤝

SACCOs

Verify member identity digitally for new account opening and loan applications. Supports SASRA KYC requirements without manual paper processes.

Supports SASRA-regulated onboarding requirements
Member onboarding digitisation
Loan applicant verification
Bulk member re-verification

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Insurance Companies

Verify policyholder identity at application and claims stages. Supports IRA KYC requirements with adverse media screening for enhanced due diligence.

IRA compliance requirements
Policyholder onboarding KYC
Claims identity verification
Beneficial owner verification

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Government & Public Sector

Digital identity verification for government service delivery, procurement eligibility checks, and contractor due diligence.

Service delivery identity checks
Contractor & vendor verification
Grant recipient due diligence
Public register integration

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Corporates & HR

Verify employee identity and run adverse media checks at onboarding. Director verification for board appointments and regulatory filings.

Employee onboarding verification
Director & board due diligence
Contractor identity checks
Regulatory filing verifications

API & Integration

One API.
Complete identity intelligence.

Nafsi provides a single REST API that handles all identity verification flows — from document upload to biometric verification to AML screening — with a unified response schema.

POST/v1/verify/identity

Submit document image and selfie for full identity verification — returns verification status, confidence score, and extracted data.

POST/v1/verify/liveness

Biometric liveness check — confirms user is live and matches the verified identity document.

POST/v1/screen/aml

Adverse media and sanctions screening — uses the same adverse media and sanctions corpus as Hawi, refreshed regularly.

POST/v1/verify/business

Business / KYB verification — company registration, director checks, and beneficial ownership identification.

GET/v1/audit/{session_id}

Retrieve immutable audit record for a verification session — for compliance record-keeping under POCAMLA and CBK requirements.

POST /v1/verify/identity — Response

// Nafsi Identity Verification Response
{
  "session_id": "nfs_2026_a8f3k2",
  "status": "VERIFIED",
  "confidence": 0.98,
  "document": {
    "type": "KENYA_NATIONAL_ID",
    "authentic": true,
    "tampered": false,
    "name": "JAMES MUTUA KING'OO",
    "id_number": "XXXXXXXX",
    "dob": "1985-03-14"
  },
  "biometric": {
    "face_match": true,
    "liveness": true,
    "match_score": 0.97
  },
  "aml": {
    "status": "CLEAR",
    "adverse_media": 0,
    "sanctions": false,
    "screened_at": "2026-06-09T14:24:00Z"
  },
  "audit_ref": "NFSv1-2026-00847"
}

Security & Compliance

Built to regulatory grade

Nafsi is built to meet the security and compliance requirements of Kenya's regulated sectors — banks, SACCOs, MFIs, fintechs, insurers and government.

End-to-End Encryption

All biometric data, document images, and personal information are encrypted in transit (TLS 1.3) and at rest (AES-256). Biometric data is never stored in plaintext.

ODPC Certified

Nexus Identity Solutions Limited holds ODPC Data Controller (No. 22869) and Data Processor (No. 22872) certification under the Kenya Data Protection Act, 2019. All biometric processing complies with the DPA.

Immutable Audit Logs

Every verification session creates an immutable, timestamped audit record. Retained for 5 years to meet POCAMLA and CBK AML/CFT record-keeping requirements.

Biometric Data Minimisation

Nafsi follows biometric data minimisation principles. Face vectors are computed and immediately discarded after matching — the raw biometric is never retained unless explicitly required by the client's compliance framework.

API Security

JWT-based API authentication. API keys rotated every 90 days. IP allowlisting available for enterprise clients. Rate limiting and anomaly detection on all endpoints.

Consent Framework

Built-in data subject consent management. Every verification captures documented, timestamped consent as required by the Kenya Data Protection Act, 2019.

Verify customers.Reduce friction.Stay compliant.

Digital KYC and identity verificationin one platform

KYC for banks, lenders, fintechs and PSPs

One API.Complete identity intelligence.

Built to regulatory grade

Deploy identity verificationin minutes

Verify customers.
Reduce friction.
Stay compliant.

Digital KYC and identity verification
in one platform

One API.
Complete identity intelligence.

Deploy identity verification
in minutes